Debt

Cost:	Varies depending on type of debt you have incurred and the degree of risk you will be exposed to as you try to repay it. See chart below for more information.
Description:	You owe someone a debt–and they will call in the marker one day.
Gameplay:	Ramifications of a debt are very dependent on the specifics of the debt and the person or organization to whom you are indebted. See chart below for more infomation.

Specifics of your debt:

Level of Debt	CP		Level of Risk	CP
Information only	-2		Embarrassment	x0.5
Supply goods	-4		Minor legal penalty	x1
Physical assistance	-8		Major legal penalty	x2
Fighting	-10		Risk of death	x3

Manny the local rug merchant lent a significant amount of money to Frieda a while back. He hasn’t come looking to be repaid yet, but he will. Since Frieda doesn’t have the money, and Manny knows it, he’s likely to offer her a “trade”. Basically, she will have to do something for Manny (-8 CP). The GM has decided that he will one day ask her to burn down the tent belonging to his rival, taking all his stock with it. Since the penalty if Frieda is caught would likely involve imprisonment, a major legal penalty (x2 multiplier), accepting this Disability will net Frieda -16 CP (-8 x 2).

Note: Since a debt that involves fighting almost always involves the risk of death, it is almost always a -30 CP Disability.