Albinism

Cost:	-10 CP/level
Description:	You are afflicted with the genetic disorder Albinism. You are sterile, your skin is totally white, your eyes are red, and you can not stand the sun.
Gameplay:	When you are exposed to direct sunlight, for each level of this Disability, you take 1 HP of damage every 30 minutes and your Dex is reduced by 1 level when trying to complete any action.

Brandy has Albinism=8, a very severe case! Her affliction forces her to completely avoid the daylight hours whenever possible. For starters, the sun causes her intense pain - 8 HP of damage every 30 minutes she remains exposed (about 1 HP every 3-4 minutes). She could take that for a while, but she simply can't function in the sunlight. Although her Dex of 7 is above average, the -8 penalty means she functions as if it were -1 during the daylight. She can effectively do nothing. That's terrible, of course, but the extra skills she developed thanks to the 80 CP she earned by accepting this Disadvantage make her a force to be reckoned with at night.